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Terms of Use

Last updated September 1, 2026

Welcome to Valrun. By using this website you agree to these terms. If you do not agree, please leave the site.

1. What this site is

Content is for general information about banking and household credit in Turkey. It is not a loan offer, insurance quote, tax filing, or personalized legal or financial advice. Product availability, rates, and rules change. Always confirm details with the provider and, when needed, a licensed professional.

2. Acceptable use

You may read and share links for personal, non-commercial use. You may not scrape the site in a way that overloads our servers, attempt to break security, post malware, harvest emails, or use the site to send spam. Automated access other than ordinary search indexing requires our written permission.

3. Intellectual property

Unless noted otherwise, text, layout, logos, and original graphics on this site belong to Valrun or our licensors. You may quote short passages with credit and a link. You may not copy articles in full, republish them as your own, or use our name to imply we endorse a product we did not write about.

4. No warranty

We work to keep information accurate and current, but we do not warrant completeness, fitness for a particular purpose, or that the site will be uninterrupted or error-free. Rate tables and examples can go stale between updates.

5. Limitation of liability

To the fullest extent allowed by law, Valrun is not liable for decisions you make after reading our guides, for third-party sites or applications, or for indirect, incidental, or consequential damages. Some jurisdictions do not allow certain limits; in those places our liability is limited to the maximum permitted.

6. Third-party sites and tools

Outbound links, including affiliate links, send you to other companies. Those companies’ terms, privacy policies, and prices apply. We are not responsible for their content or for completed applications.

7. Advertising

The site may display third-party ads, including Google AdSense. Ads are labeled. Clicking an ad does not mean we reviewed or guarantee that advertiser.

8. User messages

If you send us a comment or correction, you grant us a non-exclusive right to use that material to improve the site (for example, to fix an article). Do not send confidential account data.

9. Changes

We may change these terms and post the new version here. The updated date will change. Continued use after a change means you accept the new terms.

10. Contact

Questions about these terms: [email protected] or the contact page.

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Valrun

English guides to banking in Turkey

Valrun publishes independent English guides to banking, cards, mortgages, and auto loans in Turkey. We do not lend or issue cards. Read these pages to get oriented, then confirm details with the bank or a licensed professional. Nothing here is tax, legal, or credit advice.

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