About
About Valrun
Valrun publishes plain-English explainers on how bank accounts, credit cards, mortgages (konut kredisi), personal loans, and auto loans typically work in Turkey. The site is for adults who read English and need the process in one place before they sit in a branch or send an application.
Our mission
Turkish banking forms, appraisal steps, and credit-bureau checks are easy to rush and hard to unwind. We put readable context next to the vocabulary: documents, typical stages, fees beyond the advertised rate, and where files stall. We want you to walk into a comparison, or a conversation with a licensed professional, already knowing the words on the page.
What we publish
- Process guides: Opening an account, applying for a card or loan, and what “approval” usually depends on.
- Product explainers: Mortgages, auto loans, and cards in everyday English, including costs that sit outside the headline rate.
- Expat notes: Where foreign ID, residence, or foreign income often changes the file, without pretending every branch uses the same checklist.
How we work
Articles are written for a general audience by the Valrun editorial desk. We describe processes as they commonly appear at Turkish banks and tell you to confirm current ratios, fees, and product sheets with the lender. We are not a bank, credit union, lender, broker, or insurance agency. We do not originate loans or issue cards.
Editorial independence
Pages may include Google AdSense or, later, affiliate links. Those relationships do not decide our headlines or which product we mention first. See our disclosure.
Who this site is for
Valrun is for adults researching household finance in Turkey. Content is not directed at children. We do not give personalized tax, legal, or lending advice. If a purchase or application is large, talk with a licensed advisor who can see your full situation.
Contact
Questions, corrections, or privacy: contact form or [email protected].